Financial leasing | Porsche Finance Group Hungary

Financial leasing

Would you like a modern car or fleet, but you do not want to pay the full price immediately?

Simply choose which vehicle you want to lease, and you can use it after you have paid your initial deposit.

Our financial leasing schemes make it quick and easy for your colleagues working in your company to get a new vehicle and, depending on the type of lease and your choice, they can own the vehicle at the end of the contract.

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Look out for these TO OBTAIN THE BEST OFFER FOR YOU

INITIAL COSTS

The initial deposit paid at the start of the contract reduces your monthly lease fee.

The deductible is usually 20% of the purchase price.

In addition, before taking over the car, the registration fee and taxes must be paid.

LEASE TERM

Decide within how many months you intend to pay off the remaining balance of your car.

The amount of the monthly instalment will depend on the length of time you want to repay it.

MONTHLY FEES

The lease fees must be paid monthly.

This way you will pay the same or nearly the same amount each month.

If you would like to pay less each month and settle the outstanding lease payment in a larger amount at the end, you can set that option as well.

FINANCIAL LEASING SCHEMES THAT YOU CAN CHOOSE FROM

CLOSED-END FINANCIAL LEASING

  • The vehicle is owned by Porsche Finance during the period of the financing contract
  • The vehicle then becomes the property of your company
  • It is also tax-efficient, as the VAT on the price of a commercial vehicle can be reclaimed if the lessee complies with relevant the legal requirements
  • A more favourable monthly instalment is available if you opt for the residual value scheme (higher amount of final instalment)
  • A typical form of financing for individuals or for your company to finance commercial vehicles

OPEN-END FINANCIAL LEASING

  • Your vehicle remains the property of Porsche Finance for the duration of the financing contract
  • You can then decide on the ownership of the vehicle:
    • If you pay the residual value, you will own the vehicle
    • It will be owned by a buyer appointed by you, who will then have to pay the residual value
    • You return the vehicle, which will remain the property of Porsche Finance Plc
  • It is also tax-efficient:
    • Because part of the VAT can be reclaimed from the monthly instalment
    • Because up to the entire VAT on the deductible can be reclaimed

USEFUL DOCUMENTS

Open-end financial leasing offers for SEAT models until June 30, 2025

SEAT Ibiza 1.0 TSI Style

Gross purchase price*: 7 990 000 HUF
Gross initial lease fee (including registration tax): 3 949 499 HUF

Financed amount: : 3 109 843 HUF+ VAT

Planned buyout price**: 3 141 600 HUF

Gross residual value: 3 141 600 HUF

Interest rate: 0,01%
Type of interest: fixed

Term: 36 months
Mileage: 20 000 km/year

Gross monthly lease fee: 22 464 HUF
Contract fee (HBNY fee): 7 000 HUF

Total amount payable by the consumer***: 3 957 342 HUF

Fuel: Petrol

Official fuel consumption:¹ 4,4-6,5 l/100km

Official specific CO₂ emissions:² 100-147 g/km

Detailed fuel consumption and CO₂ emissions values according to WLTP and NEDC standards

SEAT Arona 1.0 TSI Style

Gross purchase price*: 7 990 000 HUF
Gross initial lease fee (including registration tax): 3 995 000 HUF

Financed amount: 3 145 669 HUF+ VAT

Planned buyout price**: 3 169 001 HUF

Gross residual value: 3 169 001 HUF

Interest rate: 0,01%
Type of interest: fixed

Term: 36 months
Mileage: 20 000 km/year

Gross monthly lease fee: 22 967 HUF
Contract fee (HBNY fee): 7 000 HUF

Total amount payable by the consumer***: 4 002 847 HUF

Fuel: Petrol

Official fuel consumption:¹ 4,6-6,7 l/100km

Official specific CO₂ emissions:² 104-153 g/km

Detailed fuel consumption and CO₂ emissions values according to WLTP and NEDC standards

SEAT Leon 1.5 TSI Style

Gross purchase price*: 8 890 000 HUF
Gross initial lease fee (including registration tax): 4 445 000 HUF

Financed amount: 3 500 000 HUF+ VAT

Planned buyout price**: 3 529 000 HUF

Gross residual value: 3 529 000 HUF

Interest rate: 0,01%
Type of interest: fixed

Term: 36 months
Mileage: 20 000 km/year

Gross monthly lease fee: 25 470 HUF
Contract fee (HBNY fee): 7 000 HUF

Total amount payable by the consumer***: 4 452 936 HUF

Fuel: Petrol

Official fuel consumption:¹ 4,9-7,1l/100km

Official specific CO₂ emissions:² 110-162 g/km

Detailed fuel consumption and CO₂ emissions values according to WLTP and NEDC standards

SEAT Leon 1.5 TSI Style Kombi

Gross purchase price*: 9 199 000 HUF
Gross initial lease fee (including registration tax): 4 599 500 HUF

Financed amount: 3 621 653 HUF + VAT

Planned buyout price**: 3 652 600 HUF

Gross residual value: 3 652 600 HUF

Interest rate: 0,01%
Type of interest: fix

Term: 36 hónap
Mileage: 20 000 km/év

Gross monthly lease fee: 26 329 HUF
Contract fee (HBNY fee): 7 000 HUF

Total amount payable by the consumer***: 4 607 477 HUF

Fuel: Petrol

Official fuel consumption:¹ 4,5-6,9 l/100km

Official specific CO₂ emissions:²103-157 g/km

Detailed fuel consumption and CO₂ emissions values according to WLTP and NEDC standards

SEAT Ateca1.5 TSI

Gross purchase price*: 10 500 000 HUF
Gross initial lease fee (including registration tax): 5 250 000 HUF

Financed amount: : 4 133 858 HUF+ VAT

Planned buyout price**: 4 164 000 HUF

Gross residual value: 4 164 000 HUF

Interest rate: 0,01%
Type of interest: fixed

Term: 36 months
Mileage: 20 000 km/year

Gross monthly lease fee: 30 197  HUF
Contract fee (HBNY fee): 7 000 HUF

Total amount payable by the consumer***: 30 197  HUF

Fuel: Petrol

Official fuel consumption:¹ 5,4-7,6 l/100km

Official specific CO₂ emissions:² 122-173 g/km

Detailed fuel consumption and CO₂ emissions values according to WLTP and NEDC standards

Open-end financial leasing offers for ŠKODA models until July 31, 2025

SKODA Scala Joy 1.0 TSI

✔ + 1 year with Porsche CASCO


Gross purchase price*: 7 999 000 HUF
Gross initial lease fee (including registration tax): 3 999 501 HUF

Financed amount: 3 149 212 HUF + VAT

Planned buyout price**: 3 738 380 HUF

Gross residual value: 3 738 380 HUF

Interest rate: 0,01%
Type of interest: fixed

Term: 36 months
Mileage: 20 000 km/year

Gross monthly lease fee: 7 279 HUF
Contract fee (HBNY fee): 7 000 HUF

Total amount payable by the consumer***: 4 007 426 HUF

Fuel: Petrol

Official fuel consumption:¹ 4,5 - 6,8 l/100km

Official specific CO₂ emissions:² 101 - 154 g/km

Detailed fuel consumption and CO₂ emissions values according to WLTP and NEDC standards

SKODA Karoq Joy 1.5 TSI ACT

✔ + 1 year with Porsche CASCO


Gross purchase price*: 10 990 000 HUF
Gross initial lease fee (including registration tax): 5 495 001 HUF

Financed amount: 4 326 771 HUF+ VAT

Planned buyout price**: 5 125 350 HUF

Gross residual value: 5 125 350 HUF

Interest rate: 0,01%
Type of interest: fixed

Term: 36 months
Mileage: 20 000 km/year

Gross monthly lease fee: 10 303 HUF
Contract fee (HBNY fee): 7 000 HUF

Total amount payable by the consumer***:5 503 257 HUF

Fuel: Petrol

Official fuel consumption:¹ 5,2 - 7,4 l/100km

Official specific CO₂ emissions:² 118 - 169 g/km

Detailed fuel consumption and CO₂ emissions values according to WLTP and NEDC standards

ŠKODA Kamiq Joy 1.0 TSI

✔ + 1 year with Porsche CASCO


Gross purchase price*: 8 549 000 HUF
Gross initial lease fee (including registration tax): 4 274 500 HUF

Financed amount: 3 365 748 HUF+ VAT

Planned buyout price**: 3 996 881 HUF

Gross residual value: 3 996 881 HUF

Interest rate: 0,01%
Type of interest: fixed

Term: 36 months
Mileage: 20 000 km/year

Gross monthly lease fee: 7 738 HUF
Contract fee (HBNY fee): 7 000 HUF

Total amount payable by the consumer***: 4 282 466 HUF

Fuel: Petrol

Official fuel consumption:¹ 4,7 - 6,9 l/100km

Official specific CO₂ emissions:² 106 - 155 g/km

Detailed fuel consumption and CO₂ emissions values according to WLTP and NEDC standards

ŠKODA Fabia Joy 1.0 TSI

✔ + 1 year with Porsche CASCO


Gross purchase price*: 6 999 000 HUF
Gross initial lease fee (including registration tax): 3 499 500 HUF

Financed amount: 2 755 512 HUF+ VAT

Planned buyout price**: 3 268 381 HUF

Gross residual value: 3 268 381 HUF

Interest rate: 0,01%
Type of interest: fixed

Term: 36 months
Mileage: 20 000 km/year

Gross monthly lease fee: 6 442 HUF
Contract fee (HBNY fee): 7 000 HUF

Total amount payable by the consumer***: 3 507 289 HUF

Fuel: Petrol

Official fuel consumption:¹ 4,3 - 6,5 l/100km

Official specific CO₂ emissions:² 97 - 147 g/km

Detailed fuel consumption and CO₂ emissions values according to WLTP and NEDC standards

Comprehensive CASCO insurance must be obtained and maintained for the entire duration of the lease agreement. The CASCO discount applies exclusively to the full-coverage Porsche CASCO, which is provided free of charge for the first 12 months.

For vehicles with an insured value of less than 18 million HUF, the deductible for collision damage is 100,000 HUF.
For vehicles with an insured value of 18 million HUF or more, the deductible for collision damage is 200,000 HUF.

Open-end financial leasing offers for Volkswagen models until June 30, 2025

VOLKSWAGEN Taigo Start 1.0 TSI

Gross purchase price*: 7 990 000 HUF
Gross initial lease fee (including registration tax): 3 196 000 HUF

Financed amount: 3 774 804 HUF+ VAT

Planned buyout price**: 4 369 750 HUF

Gross residual value: 4 369 750 HUF

Interest rate: 2,99%
Type of interest: fixed

Term: 36 months
Mileage: 20 000 km/year

Gross monthly lease fee: 20 684 HUF
Contract fee (HBNY fee): 7 000 HUF

Total amount payable by the consumer***: 5 125 241 HUF

Fuel: Petrol

Official fuel consumption:¹ 4,7 - 6,8 l/100km

Official specific CO₂ emissions:² 107 - 154 g/km

Detailed fuel consumption and CO₂ emissions values according to WLTP and NEDC standards

VOLKSWAGEN T-Cross Start 1.0 TSI

Gross purchase price*: 7 990 000 HUF
Gross initial lease fee (including registration tax): 3 196 000 HUF

Financed amount: 3 774 804 HUF+ VAT

Planned buyout price**: 4 369 750 HUF

Gross residual value: 4 369 750 HUF

Interest rate: 2,99%
Type of interest: fixed

Term: 36 months
Mileage: 20 000 km/year

Gross monthly lease fee: 20 684 HUF
Contract fee (HBNY fee): 7 000 HUF

Total amount payable by the consumer***: 5 125 241 HUF

Fuel: Petrol

Official fuel consumption:¹ 4,9 - 6,9 l/100km

Official specific CO₂ emissions:² 110 - 156 g/km

Detailed fuel consumption and CO₂ emissions values according to WLTP and NEDC standards

VOLKSWAGEN T-Roc Start 1.5 TSI ACT

Gross purchase price*: 9 990 000 HUF
Gross initial lease fee (including registration tax): 3 995 999 HUF

Financed amount: 4 719 686 HUF+ VAT

Planned buyout price**: 5 447 750 HUF

Gross residual value: 5 447 750 HUF

Interest rate: 2,99%
Type of interest: fixed

Term: 36 months
Mileage: 20 000 km/year

Gross monthly lease fee: 26 282 HUF
Contract fee (HBNY fee): 7 000 HUF

Total amount payable by the consumer***: 6 405 902 HUF

Fuel: Petrol

Official fuel consumption:¹ 5,2 - 7,4 l/100km

Official specific CO₂ emissions:² 117 - 170 g/km

Detailed fuel consumption and CO₂ emissions values according to WLTP and NEDC standards

VOLKSWAGEN TAYRON PRIME 1.5 ETSI DSG

Gross purchase price*: 17 546 230 HUF
Gross initial lease fee (including registration tax): 7 895 804 HUF

Financed amount: 7 598 761 HUF+ VAT

Planned buyout price**: 8 381 390 HUF

Gross residual value: 8 381 390 HUF

Interest rate: 6,99%
Type of interest: fixed

Term: 60 months
Mileage: 20 000 km/year

Gross monthly lease fee: 61 993 HUF
Contract fee (HBNY fee): 7 000 HUF

Total amount payable by the consumer***: 12 151 625 HUF

Fuel: Petrol

Official fuel consumption:¹ 5,3 - 8,4 l/100km

Official specific CO₂ emissions:² 120 - 190 g/km

Detailed fuel consumption and CO₂ emissions values according to WLTP and NEDC standards

The open-end, fixed rate HUF-based financial leasing option shown above is available to consumers until the date specified in the advertisment, or while stocks last. We reserve the right to extend the campaign. 

The data provided in the above financing scheme is for informational purposes only and any changes may affect the total amount payable by the consumer. Porsche Finance Zrt. undertakes vehicle financing based on the results of transaction and client assessments conducted in accordance with its internal regulations and determines the final conditions of risk assumption under which financing terms may be modified or additional collateral may be required.

Valid CASCO insurance is mandatory for the duration of the contract and its cost is borne by the Lessee. Given that the insurance data is not available when calculating the APR, the insurance fee is not taken into account in the APR calculation. 

*The above calculation is based on data valid as of 6th of February, 2025 and the vehicle purchase price is for informational purposes only.
** The buyout price according to Porsche Leasing's statement of intent.
*** Pursuant to Section 3 Paragraph 4 of Act CLXII of 2009 on Consumer Credit: "Total amount payable by the consumer: the total amount of credit and the total cost of credit."

Please contact the dealerships acting as intermediaries for Porsche Finance Zrt. for the exact details and conditions of the financing. Please note that the information provided is not exhaustive and further details are contained in the General Terms and Conditions of Porsche Finance Zrt, the Financial Leasing Terms and Conditions and the Notices, which can be downloaded from https://www.porschefinance.hu/ or obtained from our Customer Service or from our Dealer Partners who are Intermediaries. To evaluate the above financing options, please visit the website of the MNB Financial Consumer Protection Centre (http://www.mnb.hu/fogyasztovedelem) , as the product descriptions and comparison applications provided there will help you make an informed decision.

The vehicle images displayed with the financing data are for illustration purposes only.

1, 2 The specified values have been measured in accordance with the testing method prescribed by Regulation (EC) No 715/2007 of the European Parliament and of the Council (in its applicable version). As of September 1, 2017, the type approval of certain new vehicles is based on the Worldwide Harmonized Light Vehicle Test Procedure (WLTP), a new and more realistic testing procedure for measuring fuel consumption and CO₂ emissions. For new passenger cars, the WLTP fully replaced the New European Driving Cycle (NEDC) as of September 1, 2018, while for light commercial vehicles, this replacement took effect on September 1, 2019.

Due to the more realistic test conditions, the fuel consumption and CO₂ emissions values measured under the WLTP are often higher than those obtained under the NEDC. The values provided do not refer to individual vehicles, do not form part of any offer, and are intended solely for the comparison of different vehicle types. The actual fuel consumption and CO₂ emissions of a vehicle depend on various factors, including driving habits and non-technical influences such as environmental conditions. In particular, additional equipment and accessories (e.g., wider tires, air conditioning, roof racks) may alter key vehicle characteristics, such as weight, rolling resistance, and aerodynamics, which may lead to deviations in the configured model’s data.

The fuel consumption and CO₂ emissions figures provided are valid within the range applicable to the selected tire format and optimal optional equipment. The specific fuel consumption and CO₂ emission values of new passenger cars can be found in the fuel economy guide, which is available free of charge at all sales locations and from the consumer protection authority.

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OPERATING LEASE

A type of financial service that is also known as a long-term rental.

We purchase the car or fleet on your behalf, and we also take care of their operation. You can have all this without paying any initial deposit.

We take on the risk; you simply enjoy using your car!

INSURANCE

When applying for an operating lease, remember to take out car insurance as well.

You can also take out motor third-party liability insurance and Casco insurance with us.

SERVICE AND MAINTENANCE

Regular and reliable maintenance significantly extends the lifespan of the car and gives the driver a sense of safety.

Drive without worries, let our experts service your car.